ESTO Installment Plan is the fastest and most convenient payment solution, allowing you to set a payment schedule for the period you choose. The decision to approve an installment plan is made by the ESTO system in real time and helps complete the purchase in less than 60 seconds.
Don’t want to pay the full amount at once? Pay in installments!
When paying in installments, contact the company representative, and you will be sent a link to make the installment payment. During payment, choose the period and monthly payment amount that suit you best, and conveniently sign electronically using your ID card, Smart-ID, or Mobile-ID.
The ESTO installment plan is available to all Estonian citizens aged 18–70.
For legal entities, the ESTO installment option can also be arranged quickly and easily.
The ESTO installment plan is offered and managed by ESTO AS.
Attention! Every installment plan is a financial obligation. Before signing a lease-purchase or installment agreement, please review the terms of the service and, if necessary, consult an expert.
Example calculation: The annual credit cost rate of ESTO AS is 23.63% under the following sample terms: Loan amount: €1,490. Value of goods/services: €1,490. Down payment: 0%. Fixed interest rate: 11.90%. Contract fee: €0. Total amount of credit and repayment: €1,844.64. Loan repayment period: 24 months. Equal monthly payments: €76.86
Before signing the agreement, please review the terms and, if necessary, consult a specialist. The installment service is offered and regulated by ESTO AS.
What is ESTO?
ESTO is a financial services company established in 2016. The brand was created to meet the need for a new generation of payment solutions suitable for both end consumers and merchants. Today, ESTO offers the widest range of payment solutions in the Baltics, with a partner network of more than 2,000 partners and stores, and over 200,000 customers.
Tallinn, Päevalille 4-6, RoccaTowers 1, On the intercom to the left of the door, press 6 and ✆, then go up to the 2nd floor and turn right after exiting the elevator.